If 'Yes' to payment: Explain the basics. Where are prices listed? What currency is used (ZAR)? Is VAT included? Which payment methods or third-party processors (like PayFast, Yoco, Stripe) are used? When is payment due?

If 'Yes' to payment: Do you offer services based on recurring payments (e.g., monthly, annual plans)?

If 'Yes' to subscriptions: Explain how they work. Do they renew automatically? How is the user billed? What is the cancellation policy (e.g., cancel anytime, effective end of current term, notice period required)? Are refunds given for partial terms?

If 'Yes' to payment: Clearly state your policy on refunds. Are sales final ('No refunds')? Are there specific conditions (e.g., 'Within 7 days if service unused', 'Only for defective goods')? Mention any non-refundable items (like subscription fees). You can also link to a separate, more detailed Refund Policy page if you have one.

If 'Yes' to user content: Specify that users are responsible for their own content. State that by posting, they grant your business a license (usually non-exclusive, worldwide, royalty-free) to use, display, reproduce, and distribute that content *as necessary to operate and promote the service*. Reserve the right for your business to moderate or remove user content that violates your terms or the law. Clarify ownership (usually, users retain ownership of their original content).